On The Money

FHA Home Loans: Understanding the Average Closing Costs

FHA Home Loans: Understanding the Average Closing Costs

Similar to most home loans, FHA mortgages come with various closing costs. These could differ drastically by geographic location, lender, down payment, and market conditions. In general, however, you have to budget for the following closing costs: Private Mortgage Insurance FHA mortgages require a premium upfront, which is 1.75% if the […]

by February 18, 2017 Comments are Disabled On The Money
3 Ingredients of a Successful Online Marketing Campaign

3 Ingredients of a Successful Online Marketing Campaign

Online marketing can be pretty complicated, but every effort is worth it because you’ll get the exposure you need to make your business thrive. No matter how small or big your business is, you need to have an online presence to get as many customers as possible. Here are three […]

by February 1, 2017 Comments are Disabled On The Money
Secrets to Successfully Own Your Home Through a Mortgage Loan

Secrets to Successfully Own Your Home Through a Mortgage Loan

Many people fail to consider critical mortgage factors, leading them to incur exorbitant fees and charges along the way. Before you take a mortgage loan to buy your dream home, you need to know more about it. Your success in owning a home relies on making the right decisions from […]

by January 4, 2017 Comments are Disabled On The Money
4 Effective Ways to Upgrade Your Skills and Get a Qualification to Work as a Teacher

4 Effective Ways to Upgrade Your Skills and Get a Qualification to Work as a Teacher

When a person applies for a teaching position, he/she will usually be asked if he/she has any experience teaching. If you don’t have any training, then it’s time to get one on your own. Or, at least, prepare and get all the experience that you can get. Take Online Courses […]

by December 27, 2016 Comments are Disabled On The Money
For Small Businesses: How You Can Ship Packages Cost-Effectively

For Small Businesses: How You Can Ship Packages Cost-Effectively

The perfect shipping system could result in efficient and fast deliveries, and of course, happy customers, but the wrong system could just as easily result in higher costs and frustrated customers. Small businesses that depend on cost-effective shipping should consider the following hacks to save money and improve their delivery […]

by December 14, 2016 Comments are Disabled On The Money
Deciding on the Right Time to Refinance Your Home Loan

Deciding on the Right Time to Refinance Your Home Loan

If you are a homeowner in Utah, you may be wondering if the right time for a home refinance is now. After all, interest rates are currently approaching all-time lows and the prospects of saving a lot of money on your monthly loan payments can be enticing. Aside from the mortgage […]

by November 7, 2016 Comments are Disabled On The Money
You’ve Applied For Too Many Home Loans, What Now?

You’ve Applied For Too Many Home Loans, What Now?

So you’ve decided to purchase a house. Before even beginning the search for your dream home, you’ll have to apply for a home loan to support the expense. While getting pre-approved for a home loan offline can look like a complex process for first timers as you need to provide […]

by October 21, 2016 Comments are Disabled On The Money
Bad Credit Car Loan: Don’t Let Bad Credit Derail You

Bad Credit Car Loan: Don’t Let Bad Credit Derail You

Owning a car follows closely after owning a home in terms of the overall costs to incur. While you can’t avoid this step in your life, taking time to research and understand vehicle financing will help you in making an informed decision about the right type of vehicle financing. Making that decision […]

by October 3, 2016 Comments are Disabled On The Money
The Conditions Many Mortgage Applicants Tend to Forget

The Conditions Many Mortgage Applicants Tend to Forget

Many homebuyers in Salt Lake City who want to take out a mortgage often commit mistakes of forgetting to consider the lesser-known conditions of home buying. As buying involves a significant amount, it is critical that mortgage applicants should never fail to consider these factors. If you want to make […]

by September 29, 2016 Comments are Disabled On The Money
Loan Origination Fees: Unhidden, Yet Still Surprising

Loan Origination Fees: Unhidden, Yet Still Surprising

Interest rates are not telling the whole story of your personal loan. If you plan to borrow money anytime soon — particularly from an online firm — it would serve you well to check how much the origination fee is. The Unseen Origin Countless lending institutions are now part of […]

by September 24, 2016 Comments are Disabled On The Money