On The Money

3 Types of Trash You Can Turn into Cash

3 Types of Trash You Can Turn into Cash

We, citizens of modern civilisation, have become accustomed to throwing into the garbage can anything we deem useless and worthless. Without thinking twice, we let waste skip hires take care of our excesses. But if you stop for a minute before disposing of something, perhaps you can realise that it […]

by February 14, 2018 Comments are Disabled On The Money
4 Ways to Have Lower Utility Bills

4 Ways to Have Lower Utility Bills

Anyone who lives on their own knows how big utility costs can be. Sadly, you really have to pay for them as these utilities are a major part of why your home is inhabitable. Without them, you will not be able to take a bath, charge your phone, watch television […]

by February 8, 2018 Comments are Disabled On The Money
Does Buying Down Your Mortgage Rate Make Sense?

Does Buying Down Your Mortgage Rate Make Sense?

Paying for mortgage points is one of the most common ways to get a lower interest rate. Sometimes called discount points, they’re the prepaid interest you pay at closing. Each point is equivalent to 1% of the loan amount, so the cost will depend on how much you will borrow. Mortgage […]

by January 29, 2018 Comments are Disabled On The Money
Planning Your House Mortgage in Four  Ways

Planning Your House Mortgage in Four Ways

You have started your life with your own family while enjoying the fruit of your hard work. Now, you’re up to getting your dream house but will be needing financial assistance to complete the purchase. While getting a loan is not easy due to recent economic challenges across the nation, mortgage […]

by January 26, 2018 Comments are Disabled On The Money
How to Keep Your Small Business Expenses Low

How to Keep Your Small Business Expenses Low

Cutting taxes is an important part of increasing revenue and expanding your business. What some small business owners fail to realize is that minimizing their business expenses and operating costs is another effective way to save money and make certain that their cash remains in the business. Here are some […]

by January 17, 2018 Comments are Disabled On The Money
Considering the HARP Loan Program? Determine If You’re Qualified

Considering the HARP Loan Program? Determine If You’re Qualified

Primarily established last March 2009, the Home Affordable Refinance Program (HARP) basically targets specific types of homeowners. They designed this federal refinance program for residents who stay up-to-date with their mortgage payments. However, they are also the ones who have negative equity, limited equity, or none at all in their […]

by January 17, 2018 Comments are Disabled On The Money
Hotel Owners, Here Are 3 Effective Ways to Control Your Housekeeping Costs

Hotel Owners, Here Are 3 Effective Ways to Control Your Housekeeping Costs

Housekeeping expenses take a significant portion of the hotel’s total operational costs. Surprisingly, many hotel owners and managers don’t give it much thought as it deserves. Here are some of the tips you can follow to bring your housekeeping costs down without compromising the quality of the service. Be a […]

by January 11, 2018 Comments are Disabled On The Money
What Not to Do When Filing Water Damage Insurance Claim

What Not to Do When Filing Water Damage Insurance Claim

Restoring damage caused by water can be highly expensive so it’s important that you can place a claim on your insurer. Here’s what you should not do when doing this act. Do not rely on your insurer’s assessment The insurer will do their best to minimize the amount of indemnification, […]

by January 5, 2018 Comments are Disabled On The Money
Money Matters: Tracking Your Financial Health

Money Matters: Tracking Your Financial Health

Many people are quite averse to getting deeply involved with their personal finance. For them, earning and spending their money is the be-all and end-all of their finances. However, there should be a few markers or pointers between earning and spending. These should be about planning your strategy on how […]

by December 18, 2017 Comments are Disabled On The Money
Choosing a No PMI Loans Provider in Salt Lake City

Choosing a No PMI Loans Provider in Salt Lake City

When going for no PMI loans in Salt Lake City, it’s important that you always engage a reputable lender. And, that is for the following three reasons: Experience It goes without saying that how long the mortgage company has been in the industry tells a lot about the experience it has […]

by December 12, 2017 Comments are Disabled On The Money