On The Money

Ways to Reduce Your Spending and Increase Your Savings

Ways to Reduce Your Spending and Increase Your Savings

There’s nothing quite as problematic as when you hit rock-bottom. That’s a situation nobody wants to find themselves in. You can avoid such a difficult situation, however, by keeping your finances and credit in check. If you’ve been spending your money faster than you can earn it, then it’s high […]

by May 4, 2017 Comments are Disabled On The Money
Pending Home Sales Rise as US Still an Attractive Market

Pending Home Sales Rise as US Still an Attractive Market

Sales of previously owned homes in the U.S. reached a 10-month high in February, as investors still consider the country to be an attractive investment property market. The National Association of Realtors (NAR) report indicated that sellers remain unperturbed by higher mortgage rates and home prices, which are not largely […]

by April 19, 2017 Comments are Disabled On The Money
Low-Rate Mortgage Climate in Utah Attracts Home Buyers

Low-Rate Mortgage Climate in Utah Attracts Home Buyers

Aside from its five scenic national parks, Utah’s beauty offers plenty of business opportunities. Utah’s extreme geography, for example, has given light to Wingate Wilderness Therapy. Meanwhile, Community Lending Group has taken advantage of the watershed of home buyers. Add to the fact of having various thriving industries including information […]

by April 5, 2017 Comments are Disabled On The Money
FHA Home Loans: Understanding the Average Closing Costs

FHA Home Loans: Understanding the Average Closing Costs

Similar to most home loans, FHA mortgages come with various closing costs. These could differ drastically by geographic location, lender, down payment, and market conditions. In general, however, you have to budget for the following closing costs: Private Mortgage Insurance FHA mortgages require a premium upfront, which is 1.75% if the […]

by February 18, 2017 Comments are Disabled On The Money
3 Ingredients of a Successful Online Marketing Campaign

3 Ingredients of a Successful Online Marketing Campaign

Online marketing can be pretty complicated, but every effort is worth it because you’ll get the exposure you need to make your business thrive. No matter how small or big your business is, you need to have an online presence to get as many customers as possible. Here are three […]

by February 1, 2017 Comments are Disabled On The Money
Secrets to Successfully Own Your Home Through a Mortgage Loan

Secrets to Successfully Own Your Home Through a Mortgage Loan

Many people fail to consider critical mortgage factors, leading them to incur exorbitant fees and charges along the way. Before you take a mortgage loan to buy your dream home, you need to know more about it. Your success in owning a home relies on making the right decisions from […]

by January 4, 2017 Comments are Disabled On The Money
4 Effective Ways to Upgrade Your Skills and Get a Qualification to Work as a Teacher

4 Effective Ways to Upgrade Your Skills and Get a Qualification to Work as a Teacher

When a person applies for a teaching position, he/she will usually be asked if he/she has any experience teaching. If you don’t have any training, then it’s time to get one on your own. Or, at least, prepare and get all the experience that you can get. Take Online Courses […]

by December 27, 2016 Comments are Disabled On The Money
For Small Businesses: How You Can Ship Packages Cost-Effectively

For Small Businesses: How You Can Ship Packages Cost-Effectively

The perfect shipping system could result in efficient and fast deliveries, and of course, happy customers, but the wrong system could just as easily result in higher costs and frustrated customers. Small businesses that depend on cost-effective shipping should consider the following hacks to save money and improve their delivery […]

by December 14, 2016 Comments are Disabled On The Money
Deciding on the Right Time to Refinance Your Home Loan

Deciding on the Right Time to Refinance Your Home Loan

If you are a homeowner in Utah, you may be wondering if the right time for a home refinance is now. After all, interest rates are currently approaching all-time lows and the prospects of saving a lot of money on your monthly loan payments can be enticing. Aside from the mortgage […]

by November 7, 2016 Comments are Disabled On The Money
You’ve Applied For Too Many Home Loans, What Now?

You’ve Applied For Too Many Home Loans, What Now?

So you’ve decided to purchase a house. Before even beginning the search for your dream home, you’ll have to apply for a home loan to support the expense. While getting pre-approved for a home loan offline can look like a complex process for first timers as you need to provide […]

by October 21, 2016 Comments are Disabled On The Money