On The Money

Making Your First-time Property Purchase

Making Your First-time Property Purchase

Buying your first real estate property is a big step.  You may have a lot of questions as a first-timer, and research is essential for making the right choice.  What are some of the things you should look for when buying a property? Look for a reliable real estate company […]

by June 18, 2018 Comments are Disabled On The Money
Asking for a Credit Report: A Step Closer to Your Home Buying Dreams

Asking for a Credit Report: A Step Closer to Your Home Buying Dreams

If you intend to secure a house through a mortgage, you need to keep your eye on your credit score and the credit reports. Despite the considerable roles these two factors play in helping them to realize the dream of owning a home, half the American public doesn’t check their […]

by June 6, 2018 Comments are Disabled On The Money
Types of Fees Attached to Small Business Loans

Types of Fees Attached to Small Business Loans

The fees attached to a loan always depends on the lender, the borrower’s qualifications, and the terms of the loan. Consequently, this makes it difficult to compare loans from different providers. However, most lenders will give an annual percentage rate for their investments. This rate allows borrowers to get an […]

by May 23, 2018 Comments are Disabled On The Money
Things to Look For in a Mortgage Company

Things to Look For in a Mortgage Company

According to figures from the US Home Mortgage Disclosures Act (HMDA), there were a total of 5,979,766 mortgages successfully closed in 2014 alone. That’s out of a total of 11,875,464 applications. If you’re looking for a mortgage company in Salt Lake City, Altius Mortgage Group advises to focus on these […]

by April 28, 2018 Comments are Disabled On The Money
4 Important Things to Consider Before Buying a Property for Rental

4 Important Things to Consider Before Buying a Property for Rental

Buying a real estate property for rental is risky. If you are a first-time property investor, you need to evaluate the profitability of the property before you commit. You have to factor in a lot of things other than the cost of the property and the profits that you forecast […]

by April 16, 2018 Comments are Disabled On The Money
3 Types of Trash You Can Turn into Cash

3 Types of Trash You Can Turn into Cash

We, citizens of modern civilisation, have become accustomed to throwing into the garbage can anything we deem useless and worthless. Without thinking twice, we let waste skip hires take care of our excesses. But if you stop for a minute before disposing of something, perhaps you can realise that it […]

by February 14, 2018 Comments are Disabled On The Money
4 Ways to Have Lower Utility Bills

4 Ways to Have Lower Utility Bills

Anyone who lives on their own knows how big utility costs can be. Sadly, you really have to pay for them as these utilities are a major part of why your home is inhabitable. Without them, you will not be able to take a bath, charge your phone, watch television […]

by February 8, 2018 Comments are Disabled On The Money
Does Buying Down Your Mortgage Rate Make Sense?

Does Buying Down Your Mortgage Rate Make Sense?

Paying for mortgage points is one of the most common ways to get a lower interest rate. Sometimes called discount points, they’re the prepaid interest you pay at closing. Each point is equivalent to 1% of the loan amount, so the cost will depend on how much you will borrow. Mortgage […]

by January 29, 2018 Comments are Disabled On The Money
Planning Your House Mortgage in Four  Ways

Planning Your House Mortgage in Four Ways

You have started your life with your own family while enjoying the fruit of your hard work. Now, you’re up to getting your dream house but will be needing financial assistance to complete the purchase. While getting a loan is not easy due to recent economic challenges across the nation, mortgage […]

by January 26, 2018 Comments are Disabled On The Money
How to Keep Your Small Business Expenses Low

How to Keep Your Small Business Expenses Low

Cutting taxes is an important part of increasing revenue and expanding your business. What some small business owners fail to realize is that minimizing their business expenses and operating costs is another effective way to save money and make certain that their cash remains in the business. Here are some […]

by January 17, 2018 Comments are Disabled On The Money